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Please use this identifier to cite or link to this item: http://dspace.library.iitb.ac.in/jspui/handle/10054/1731

Title: Rationalisation of charges levied by banks on returned cheques
Authors: DAS, ASHISH
NAGA, A D
RAMARAO, VENKATA
Keywords: Returned cheques
Service charges
Banks
India
Issue Date: 30-Mar-2010
Series/Report no.: 2010
Abstract: This is an approach paper for rationalisation of service charges levied by banks on returned cheques in India. The analysis carried out here has an underlying premise that competitive market pricing is required to safeguard consumer interest, and if market fails to have a pricing structure which is competitive, it becomes imperative to take recourse to public policy to protect consumer interest. We look at the reasonability of service charges levied by banks on return cheques. The study concludes that there is a need to rationalize and bring in uniformity in the amount of service charges for return cheques.
URI: http://hdl.handle.net/10054/1731
http://dspace.library.iitb.ac.in/jspui/handle/10054/1731
Appears in Collections:Technical Reports

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