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Title: On service charges of the banks in India
Keywords: Service Charges
Issue Date: 30-Mar-2010
Abstract: In September 2006, Reserve Bank of India came out with a report “Report of the working group to formulate a scheme for Ensuring Reasonableness of Bank Charges” highlighting various issues on reasonableness of bank’s service charges. The report identifies 27 services as “basic banking services” of banks in India. The report indicates difficulties in measuring reasonability of bank charges and states that such measurement studies are not feasible within Reserve Bank and that an outside institution may be commissioned to carry out the study. The present paper attempts to look into the issue and provide a detailed analysis of the service charges of banks in India.
Appears in Collections:Technical Reports

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